loan settlement santanderKeep an eye on balance transfer fees, which can be as much as 5%. Some cards only let you transfer a certain percent of the card’s balance, which can include fees. Warning signs you might have a debt problem Credit and debt are useful, often necessary, tools to help you pay for things you may not otherwise be able to afford such as college, a home and other large purchases. However, debt can get out of hand, to the detriment of your finances. Here are some ways to spot a debt problem:You don’t have any savingsYour inability to build an emergency fund may be directly linked to your debt. If all your extra money goes to pay off debts, you can’t save, which likely leaves you accumulating more debt if you do have an emergency. Read More
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