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Also, your Annual Percentage Rate is now higher than your original debt, the time it takes to make your payments has now been extended and the consolidator usually adds a 10% fee to the monthly payment. Read More!


loan settlement journal entry

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Declaring bankruptcy has serious consequences, including lowering your credit score, but credit counselors and other experts say that in some cases, it may make the most sense. Filing for bankruptcy under Chapter 13 allows people with a steady income to keep property, like a mortgaged house or a car, that they might otherwise lose through the Chapter 7 bankruptcy process. In Chapter 13, the court approves a repayment plan that allows you to pay off your debts over three to five years, without surrendering any property. After you have made all the payments under the plan, your debts are discharged. As part of the Chapter 13 process, you will have to pay a lawyer, and you must get credit counseling from a government approved organization within six months before you file for any bankruptcy relief. Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms.
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loan settlement journal entry

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    Would you please adivse me if I should do settlement debt with this company named Macklock National credit?I could not find them in BBB… Please help me with this!I was working with Freedom Debt Relief on settling my debts.

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